The financial world is complex. In the US, it also happens to be the most regulated industry. Ponzi's, scammers, and advisors have all done nefarious things with people's wealth. For this reason, we try to keep things straightforward and simple to understand. As an example, we avoid complicated securities, such as real estate investment trusts, limited liability partnerships, or homegrown investment funds.

We also buck a few industry held beliefs. You don't need a well diversified portfolio, consisting of differing asset classes, stocks and bonds. That just tells you the advisor doesn't know what to be invested in. 

You also don't need to be more conservative because you are older. It depends on what you want to do with your wealth. 

We believe the US Government is in a fiscal crisis. There is too much debt. Because of this, scarce assets, like desirable stocks, bitcoin, and gold are the place to be. We use widely available ETFs, Mutual Funds, and stocks to grow our client's wealth. We emphasize performance, liquidity, and depending on the client, value alignment.

That isn't to say we don't offer bonds and fixed investments. We have access to the broad fixed investment marketplace, giving us CD rates that beat local banks and access to the entire bond and treasury market. When our clients want these investments, we hunt down the best offerings available. 

We use ETFs and Mutual Funds that consist of widely avaible stocks. Our primary position has averaged over 17% annualized returns for 10 years. Our secondary stock position has done even better, by about 10%. 

And that goes without mentioning our favorite position, Bitcoin. Read more about Bitcoin and why we believe in it here. In the last 5, 10, and 15 year measurements, you will be hard pressed to find a widely available asset that has outperformed it.